Anyone have a million dollars they can spare?

Merrill Lynch's "Baby Boom Retirement Index," first published in 1993, is shaking up America. Although it focuses primarily on the baby boomers -- the 76 million Americans born between 1946 and 1962 -- the index is one of many loud alarm bells in a rising chorus encouraging not only boomers, but Americans in general, as well as other investors worldwide, to start planning for the future, to shift their thinking from current consumption and debt accumulation to savings and investing for the future. "Retiring after 2000? You'll need $1,000,000" Market Watch